Coba is a financial technology platform that orchestrates complex cross-border workflows. We build the infrastructure; regulated partners safeguard and execute your funds.
Coba is a technology company, not a bank. Financial services are provided by our regulated banking and payment partners.
Platform Architecture
Coba never touches or holds your funds directly. Money flows securely between your verified accounts and our regulated financial partners.
All data in transit and at rest is secured using AES-256 encryption. Only authorized sessions can interact with your treasury.
KYC and KYB onboarding is fully digitized and conducted through regulated providers to ensure global compliance.
Two-factor authentication (2FA) is mandatory. granular role-based access control (RBAC) ensures your team only sees what they need.
Algorithms monitor transaction flows 24/7. Any anomalous behavior immediately triggers alerts to prevent fraud before it happens.
Every action, approval, and transaction is logged immutably, generating real-time operational and regulatory reports.
Our Network
Treasury and FX operations are backed by Monex USA, which handles account opening in your name, strict U.S. financial compliance, and secure custody of your multi-currency funds.
We route API-driven payouts utilizing specialized regulated partners that transact via high-speed, verifiable stablecoin networks, bypassing legacy correspondent banks entirely.
Our automated payment workflows rely on localized factoring and payment integrations. Once again, funds are held and distributed securely by our trusted execution partners.
FAQ
No. Coba is a technology platform orchestrating the workflow. Your actual funds remain securely held within the accounts of our regulated banking and payment partners.
Your funds and custody remain untouched at our partner institutions. Once our interface is restored, your workflows resume immediately.
Onboarding due diligence is conducted and approved through our regulated financial partners using our seamless, digitized frontend interface.
Coba provides the primary layer of operational support. If an issue requires financial escalation, we facilitate direct resolution pathways with our underlying partners.
