Receive in MXN and USD. Move funds globally. Convert currencies 24/7, all through trusted rails.
Banking services provided by regulated partners. Coba is a technology and workflow platform.
US companies can receive Mexican Pesos directly via SPEI.
Mexican companies can receive USD via ACH, Wire, and SWIFT.
Same-party USD→MXN treasury transfers settle instantly.
Global payouts available from day one.
Multi-currency balances for budgeting and FX risk management.
24/7 currency conversion between supported currencies.
Built specifically for companies operating between the US and Mexico.
If your parent entity holds funds in the US and your Mexican OpCo needs liquidity, convert and allocate instantly, without wiring delays.
USD → MXN conversion
ACH and wires initiated early in the banking day arrive to the recipient same day. No waiting, no overnight clearing.
Most international payouts land by the next business day — many the same day. Built on regulated banking rails, so settlements are real and traceable, not promises.
Emerging markets and exotic currencies typically settle in 1–2 business days. We coordinate with local partners to ensure all compliance requirements are met before funds move.
Send funds from your USD account at Coba to multiple recipients across different countries in one go. No need to initiate payments one by one — saving your team significant time on every pay run.
Settlement times depend on banking rails and corridor.
Hold balances in USD, MXN, EUR, JPY, CNY
Convert currencies anytime, 24/7
Budget and hedge operational currency risk
No monthly platform fees
Currency spreads typically range between 0.5%–1% depending on volume.
100% digital application
Apply in ~15 minutes
Account typically opened within 3 business days
Operate globally
US companies collecting MXN revenue
Mexican companies billing in USD
Logistics brokers and carriers
Tech companies funding Mexican subsidiaries
Cross-border service businesses
Coba is a technology and workflow platform. Regulated banking services are provided by licensed partners. Funds custody, AML screening, and reporting obligations are handled according to partner regulatory frameworks.
No ambiguity. No implied custody.
