Pay carriers in hours. Move funds worldwide. Hire and pay teams compliantly — all on regulated rails.
Cross-border ops are slow, fragmented, and risky.
Cash flow delays
Customers pay in 30–60 days. Carriers want their money now.
Compliance complexity
Different rules. Different rails. Hidden exposure at every hop.
Infrastructure burden
Banks, FX, stablecoins, payroll — stitched together by hand.
Most companies duct-tape the system.
Coba orchestrates it.
One operating layer for US–Mexico commerce.
Connect to trusted rails
We unify regulated banking and stablecoin partners into one workflow.
Orchestrate money movement
FX routing, approvals, payouts, and reporting in a single place.
Produce audit-ready records
KYB, compliance checks, logs, and reconciliations — built in.
Start by fixing time-to-cash.
Turn approved invoices into carrier payouts in hours, not weeks.
Then unlock the full operating stack.
Move funds globally
Receive and send worldwide through regulated partner accounts.
Hire and pay LATAM teams
Compliant onboarding and cross-border payroll workflows.
Close Mexican tax reporting
Help freelancers report international income properly.
Embed USD/MXN rails
One API across banking and stablecoin infrastructure.
Different entry points.
One cross-border system.
Built for real cross-border operators.
US–Mexico freight,
paid in hours.
Carrier payment cycle, compressed.
Routing across banking and stablecoin rails.
Compliance artifacts retained and ready.
Redundancy built across every rail.
Infrastructure without the regulatory guesswork.
Coba is a technology and workflow platform. Regulated banking services are provided by licensed partners. We orchestrate the rails so you can focus on operating.