Simplifying Dollars and Pesos Payments for Businesses with Global Ambition

Manage USD and MXN seamlessly with dual accounts, instant cross-border settlements, and world-class FX rates—all designed for SMBs with operations in the biggest commercial corridor: USA-Mexico.

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Currency exchange, money transmission, and related services are provided by Monex Inc. (d/b/a/ Monex USA), a District of Columbia corporation licensed and regulated as a money transmitter.

Built for Cross-Border Success.

Faster Transactions, Smarter Solutions for Cross-Border Businesses

Running a business across the US-Mexico corridor can be complex. With Coba Business, we’re making it simple and efficient for SMBs like yours.

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Who Is Using Coba Business Today

Co-founders & Business Owners

  • Simplified Cross-Border Operations: Seamlessly manage USD and MXN transactions in one place, allowing you to focus on scaling your business.
  • Maximized Profitability: Benefit from industry-leading FX rates and transparent fees to keep more of your earnings.
  • Instant Settlements: Ensure cash flow remains uninterrupted with fast, reliable cross-border payments.

Operators and Financial Managers

  • Effortless Account Management: Handle USD and MXN accounts through a single platform, reducing complexity and errors.
  • Time Savings: Eliminate the need for manual intervention with automated transactions and instant settlements.
  • Optimized Tax and Compliance Tools: Access built-in tax reporting and compliance support for cross-border transactions.
“Simply the best solution for those of us who have international clients and operate in Mexico. Coba has the greatest user experience coupled with the most competitive exchange rate. I’m glad I’ll never need to use traditional banks to convert my USD again.”
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Rafael Cardenas
Staff Software Engineer
"Coba has been immensely helpful in precisely managing my clients' payments, despite currency fluctuations. Moreover, their advisory and accounting support has been crucial in keeping my fiscal situation organized and up-to-date. 100% recommended!"
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Beatriz Montaño
Art Director
“A platform where I can easily deposit earnings directly into my US account and access those funds in pesos whenever I want. Coba offers excellent customer service at any time and is willing to help making it a better experience.”
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Picture of one of our clients sharing a testimonial
Mariana Villarreal
Head of People Ops

4 Simple Steps to Open Your USD Account with Coba

1. Schedule An Onboarding Session

2. Submit Company Documents

3. Submit Business Owners Identifications

4. Start Transacting In A Matter Of Hours

Why Use Coba

Dual accounts in USD and MXN for a single entity whether incorporated in the US or Mexico

Get paid by clients from the US in Dollars and take advantage of our competitive FX rates, 24/7—even on weekends

Simplified tax reporting and invoicing tools for cross-border compliance

Digital experience: no physical signatures, tokens or phone calls required for your transactions

Your funds, protected and secure in a US-based account

Lock in FX Rates in advance: Minimize currency risk for large transactions.

Schedule a Demo Today and Discover how Coba Business Can Streamline Your Operations.

Easy, Secure, and Designed for You. Open Your Coba Business Accounts Now.

Schedule Onboarding

Frequently Asked Questions

At Coba, we offer the USD and MXN Accounts with no fee.

Coba is a Fintech (or financial technology) company. This means we don’t have a bank charter, but instead, partner with Financial Partners. This allows us to provide you with banking products and services, and to insure your deposits with us. In contrast, a Wallet won’t have the same flexibility and security that the current banking system can provide.

Coba was created for businesses operating in the US or Mexico, who need access to a US-based business account to receive USD payments from their US clients.

To comply with banking regulations, we need to collect information that will allow us to verify your identity. This includes your business information, Tax ID (RFC), Constancia de Situación Fiscal, and owners National ID Number (CURP), Government ID + Selfie picture and Business Proof address if different than address displayed on Government ID (utility bill, bank or credit card statement). In some cases, we may also ask for additional documentation to confirm your identity, but only if it’s completely necessary.

Cross-border tax can be complex, which is why Coba offers it’s members a Tax Support Service to make it easy to fulfill your own tax obligations in line with local tax laws in your country of tax residence. Coba members have access to a qualified tax expert as well as an easy in-app way to report payments, timbrar facturas to local authorities and even submit monthly tax declarations.

Currency exchange, money transmission, and related services are provided by Monex Inc. (d/b/a/ Monex USA), a District of Columbia corporation licensed and regulated as a money transmitter.

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