Open Your U.S. Account & Grow Your Business Globally
Send and receive international payments with a reliable US account. No hidden fees. Just fast, simple payments.
Why Businesses Choose Coba
Pay multiple vendors or employees in one click. Set schedules so payments run themselves.
USD, MXN, CAD, GBP, EUR, JPY—all in one account. Convert at the best rates when needed.
Set smart rules to move money when rates are best. Reduce costs, maximize returns.
Skip paperwork, phone calls, and manual approvals. Just seamless online transactions.
Trusted by companies moving millions. Get the security & speed your business deserves
Save up to 50% on FX fees. Say goodbye to overpriced banking fees.
Built for Entrepreneurs, Startups, and Scaling Companies
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Sole Proprietors & Small Businesses
- Fully Compatible with 🇲🇽 RESICO & Persona Física (PFAE): Designed for small businesses, freelancers, and entrepreneurs managing cross-border payments.
- Lower FX Costs, Higher Profits: Move money internationally with transparent rates & no hidden fees.
- Seamless Cross-Border Transactions: Pay and get paid in USD, MXN, CAD, GBP, EUR, JPY—without complexity.
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Growing Companies & Financial Teams
- Simplified Multi-Currency Management: Hold & transact in multiple currencies in one account.
- Automate & Scale Payments: Use batch, scheduled, and rule-based transfers to streamline operations
- Built for High-Volume Transactions: Ideal for receiving and sending large payments for your products and services with speed and efficiency.
What Our Customers Say About Us
Ready to Simplify Your Business Payments?
Get a U.S. account, lower your FX costs, and automate your payments—all in one place.
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Frequently Asked Questions
Is there a fee to open my account?
No, opening a Coba Business account is completely free. Get started with zero setup costs.
What is the difference between the Coba Deposit Account and a Wallet?
Coba is a Fintech (or financial technology) company. This means we don’t have a bank charter, but instead, partner with Financial Partners. This allows us to provide you with banking products and services, and to insure your deposits with us. In contrast, a Wallet won’t have the same flexibility and security that the current banking system can provide.
Who can open a Coba account and what information do I need to provide?
Coba was created for businesses operating in the US or Mexico, who need access to a US-based business account to receive USD payments from their US clients.
To comply with banking regulations, we need to collect information that will allow us to verify your identity. This includes your business information, Tax ID (RFC), Constancia de Situación Fiscal, and owners National ID Number (CURP), Government ID + Selfie picture and Business Proof address if different than address displayed on Government ID (utility bill, bank or credit card statement). In some cases, we may also ask for additional documentation to confirm your identity, but only if it’s completely necessary.
I want to receive my USD payments into a US Deposit Account. Do I owe taxes?
Cross-border tax can be complex, which is why Coba offers it’s members a Tax Support Service to make it easy to fulfill your own tax obligations in line with local tax laws in your country of tax residence. Coba members have access to a qualified tax expert as well as an easy in-app way to report payments, timbrar facturas to local authorities and even submit monthly tax declarations.